Lake Lanier Real Estate - North Atlanta Metro - Hall, Dawson, Forsyth, Gwinnett, and Jackson County

It is a popular misconception that banks are often accepting half of what they are asking. 

This is not the case.  The reality is that banks often list homes at half of their former value.  Banks only accept offers that discounted on select properties that have been on the market for quite some time.    

When foreclosures are listed the properties have been appraised and thoroughly inspected and the banks are quite aware of all repairs needed. 

The prices reflect these factors.  Sometimes for one reason or another a bank will price a property well below market value to move it quickly.  Usually these properties receive multiple offers within a few days of the listing date.  

The art of finding a good deal is in watching the market closely on a

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White Columns Golf and Country Club, Milton, GA

White Columns Golf and Country Club is a gorgeous community offering an unsurpassed life style hidden amidst the rolling hills of Alpharetta and Milton Georgia, in Fulton County.
Highlighted by a 7,053 yard, 18 hole Tom Fazio designed golf course, White Columns also features a Junior Olympic swimming pool, 7 tennis courts, state of the art fitness center and 20,000 sq ft Clubhouse featuring casual and fine dining, truly something for everyone.

Known for large lots, touting stately brick, shingled homes and wrap around porches, ranging in price from $500,000 - $2 million +, White Columns is the perfect place to call home for the luxury home buyer.

Located a short drive from the quaint Village…
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To understand the effects of mortgage rates, we have to first understand how they work.  Mortgage rates are based off of Mortgage Backed Securities. 

Mortgage Backed Securities (MBS) are basically investments in mortgage loans.  MBS’s represent mortgage bonds and are made up of pools of mortgages.  MBS’s are traded just like stocks and their value fluctuates on a daily basis.  Rates are constantly changing just like stocks.  Throughout a trading day, rates are changing up and down.

In January of 2009 The Federal Reserve announced that they would buy up $500 billion dollars in Mortgage Backed Securities. 

This would drive mortgages rates down, which it did.  Then in March of 2009 The Fed realized that they will need to keep rates low, much longer, so

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Shore to Shore

Lake Lanier GA and AL Gulf Coast Real Estate News

December, 20, 2009

In this Issue:

The Team World: December activity strong

The Team World: December activity strong

Special Report: Are you prepared for survival?

Featured Article: Focus on investments you control

Recommended Resources: “Confessions of a Real Estate Mini-Mogul”

The Team world

The Team is seeing more buyer activity.  It seems that the Alabama Gulf Coast vacation market locked up much sooner than the Atlanta metro area and also is coming out of that lockup a little sooner.  More than likely this is the difference in buyer behaviors for primary homes versus vacation / second home buyers.…
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Why should you get pre-approved for a mortgage? 

Get preapproved for a loan in GAGetting a pre-approval letter gives you substantial leverage. 

Sellers immediately see you as a serious buyer.  Not only will you know the exact price range you can afford, you'll be able to negotiate a better deal and move faster when you see a house you like.   You'll need to supply information to verify your income, credit history, debts and assets. Lender’s will then issue a letter stating that your mortgage is pre-approved for a certain dollar amount. This will also make the job of your realtor easier. That way they won't show you homes that are out of your comfort zone.  

Different lenders have different versions of what a pre-approval means. 

Pre-approval can mean as little as we

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Laurel Springs is a gated community located in Suwanee on 630 acres of rolling hills that was once farmland.  

Laurel Spring's 800 homes are mostly traditional, and are set against a country backdrop with abundant natural beauty combined with immaculate landscaping.  Equidistant from both I-85 and GA400, this community is conveniently located yet still feels like a getaway.  The Fulton county location also affords residents an attractive tax rate.

Winner if the "Best Amenities" nod from the Greater Atlanta Homebuilder's Association, Laurel Springs has no shortage of things to do.  

Homes are priced from the $300s to over $1 million and are on large lots for a community of this type (from 1/2 to 1 acre.)  Laurel Springs has five neighborhoods,…
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Vickery, located in Cumming, embodies the concept of "live, work,play."  

This community is practically a town in itself, utilizing mixed use zoning to offer its residents shopping, dining, and recreation just steps from their front doors.  Recognized by the Georgia Homebuilder's Association as "Community of the Year" in 2006, Vickery continues to live up to this golden standard.  With a mix of single family homes, townhomes, and condos, Vickery truly has something for every buyer.  The 600 homes are priced from the $300s to over $1 million.   

Vickery was designed with 75 acres of public greenspace, offering its residents parks, gardens, and fishing ponds to share and enjoy.  

Located within walking distance to a newly built elementary and…
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Polo Golf and Country Club is located in Cumming, GA in a beautiful wooded area close to Lake Lanier.  

Only 35 minutes north of I-285 and 2 miles form GA400, Polo feels like it is a world away, yet has a very short commute time to Atlanta. The 1100 homes in Polo are mostly traditional and are priced from the $300s to well over $1 million. Polo Golf and Country club also offers one of the most affordable golf memberships in the metro Atlanta area.  

The private Joe Lee designed golf course is 18 holes and offers its members a two tier driving range and 10,000 square foot putting green to practice on.  

True to its name, Polo is the home to the Atlanta Southeast Polo Club and is host to many polo matches.  Horseback riding and lessons are also…
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St Marlo Country Club is one of the premier golf communities in Georgia. 

Located in the newly created city of John's Creek, St Marlo enjoys Fulton county's reasonable taxes and convenient location.  John's Creek is also known for their great public and private schools.  St Marlo is set on over 900 acres of rolling hills and wooded terrain, and is gated with 24 hour manned security.  The homes are mostly traditional and European style, and range from the $600s to over $5 million.  

The 18 hole Denis Griffiths designed championship golf course is the star of St Marlo.  

Recognized by the AJC as one of the top 3 courses in Atlanta and by Golf Digest and one of the top 10 best new courses, St Marlo is a highly sought after playing experience.  The…
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  Trilogy Park is located in one of the most desireable areas in Gwinnett County. The homes in the community are well designed traditional homes with floor plans to fit every buyer. You get a feel of an old-fashioned neighborhood where the streets are narrower and the trees shades the sidewalks. It is like living in your own private park. dsc00576_566 The community has lots of great amenities. These amenities include: playground, swimming pool, tennis courts, clubhouse, and picnic tables. You can take a stroll down the sidewalks or toss the ball with your children. The surrounding area has great schools, plenty of shopping and much more. Just minutes from major interstate for an easy commute. Come see what Trilogy Park has for you! dsc00575_566
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