All Blog Entries by NorthGaLife.com Team Admin

We are licensed REALTOR's with The NorthGaLife.com Team and The GulfShoresLife.com Team.

I serve as website administrator for both sites and work with the buyer agents on both teams encouraging timely and helpful followup with persons searching for real estate on Lake Lanier in Northeast GA and on the Alabama Gulf Coast. 

The quote I try to share with all of our agents is "People love to buy and hate to be sold. Help people buy and they will love you, try to sell them and they will hate you".  Thanks to Jeffery Gitomer for putting that thought into words! 

There are currently 9 blog entries published by NorthGaLife.com Team Admin.

White Columns Golf and Country Club, Milton, GA

White Columns Golf and Country Club is a gorgeous community offering an unsurpassed life style hidden amidst the rolling hills of Alpharetta and Milton Georgia, in Fulton County.
Highlighted by a 7,053 yard, 18 hole Tom Fazio designed golf course, White Columns also features a Junior Olympic swimming pool, 7 tennis courts, state of the art fitness center and 20,000 sq ft Clubhouse featuring casual and fine dining, truly something for everyone.

Known for large lots, touting stately brick, shingled homes and wrap around porches, ranging in price from $500,000 - $2 million +, White Columns is the perfect place to call home for the luxury home buyer.

Located a short drive from the quaint Village…
3,602 Views, 0 Comments.

To understand the effects of mortgage rates, we have to first understand how they work.  Mortgage rates are based off of Mortgage Backed Securities. 

Mortgage Backed Securities (MBS) are basically investments in mortgage loans.  MBS’s represent mortgage bonds and are made up of pools of mortgages.  MBS’s are traded just like stocks and their value fluctuates on a daily basis.  Rates are constantly changing just like stocks.  Throughout a trading day, rates are changing up and down.

In January of 2009 The Federal Reserve announced that they would buy up $500 billion dollars in Mortgage Backed Securities. 

This would drive mortgages rates down, which it did.  Then in March of 2009 The Fed realized that they will need to keep rates low, much longer, so

12,090 Views, 3 Comments.

Shore to Shore

Lake Lanier GA and AL Gulf Coast Real Estate News


December, 20, 2009

In this Issue:

The NorthGaLife.com Team World: December activity strong

The GulfShoresLife.com Team World: December activity strong

Special Report: Are you prepared for survival?

Featured Article: Focus on investments you control

Recommended Resources: “Confessions of a Real Estate Mini-Mogul”

The NorthGaLife.com Team world

The NorthGaLife.com Team is seeing more buyer activity.  It seems that the Alabama Gulf Coast vacation market locked up much sooner than the Atlanta metro area and also is coming out of that lockup a little sooner.  More than likely this is the difference in buyer behaviors for primary homes versus vacation / second home buyers.…
77,586 Views, 0 Comments.

Why should you get pre-approved for a mortgage? 

Get preapproved for a loan in GAGetting a pre-approval letter gives you substantial leverage. 

Sellers immediately see you as a serious buyer.  Not only will you know the exact price range you can afford, you'll be able to negotiate a better deal and move faster when you see a house you like.   You'll need to supply information to verify your income, credit history, debts and assets. Lender’s will then issue a letter stating that your mortgage is pre-approved for a certain dollar amount. This will also make the job of your realtor easier. That way they won't show you homes that are out of your comfort zone.  

Different lenders have different versions of what a pre-approval means. 

Pre-approval can mean as little as we

7,897 Views, 3 Comments.

Laurel Springs is a gated community located in Suwanee on 630 acres of rolling hills that was once farmland.  

Laurel Spring's 800 homes are mostly traditional, and are set against a country backdrop with abundant natural beauty combined with immaculate landscaping.  Equidistant from both I-85 and GA400, this community is conveniently located yet still feels like a getaway.  The Fulton county location also affords residents an attractive tax rate.

Winner if the "Best Amenities" nod from the Greater Atlanta Homebuilder's Association, Laurel Springs has no shortage of things to do.  

Homes are priced from the $300s to over $1 million and are on large lots for a community of this type (from 1/2 to 1 acre.)  Laurel Springs has five neighborhoods,…
22,519 Views, 0 Comments.

Life on the Beach!

Beach properties

The Santa Cruz ocean view real estate market is still one of interest for much the same reasons that Orange Beach real estate is.

It is the soothing and calming effect that the ocean has on our souls, especially in these turbulent times. While the Orange Beach ocean view real estate market is quite a bit different from the Santa Cruz or Rio Del Mar ocean view real estate market, they share a commonality of being more affordable than they have been in years.

Affordability of Beach property:

On the Beach in Alabama

While the higher end is still expensive the asking prices have come down and there is more available to choose from. This leads to better discounts for those looking to buy. The better supply on the lower

2,717 Views, 2 Comments.

A Primer on Government Mortgage Programs

Government mortgage programs are often overlooked by both home buyers and mortgage professionals because of the stigma of having too much red tape. Today this sentiment is fading because other financing options are drying up and home buyers are part of an enevitable "flight to quality." Below is a short primer on each type of the governemts there most popular loan types--USDA, FHA, and VA mortgages.

FHA Loan Program

Federal Housing Administration Loans, commonly called an FHA Mortgage, are geared toward middle income and first time home buyers. FHA loans are made my normal mortgage lenders but given a favorable guarantee from the FHA so the lender gets paid back a portion of the loan amount should the

1,794 Views, 2 Comments.

Looking for Boating Properties?  Try Lake Lanier, GA and Gulf Shores and Orange Beach, AL

I am the tech coordinator for The NorthGaLife.com Team and The GulfShoresLife.com Team.  I'm testing out the new blogging platform and getting it ready to rock!

Please visit our sites to find boating properties and let us know how you like them and how we might improve!

  • Lake Lanier Real Estate

  • Gulf Shores Real Estate

Condos in Orange Beach, Alabama

 

1,988 Views, 0 Comments.