Gainesville GA

News and information about Real Estate in Gainesville, Georgia!

There are currently 10 blog entries related to this category.

It is a popular misconception that banks are often accepting half of what they are asking. 

This is not the case.  The reality is that banks often list homes at half of their former value.  Banks only accept offers that discounted on select properties that have been on the market for quite some time.    

When foreclosures are listed the properties have been appraised and thoroughly inspected and the banks are quite aware of all repairs needed. 

The prices reflect these factors.  Sometimes for one reason or another a bank will price a property well below market value to move it quickly.  Usually these properties receive multiple offers within a few days of the listing date.  

The art of finding a good deal is in watching the market closely on a

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To understand the effects of mortgage rates, we have to first understand how they work.  Mortgage rates are based off of Mortgage Backed Securities. 

Mortgage Backed Securities (MBS) are basically investments in mortgage loans.  MBS’s represent mortgage bonds and are made up of pools of mortgages.  MBS’s are traded just like stocks and their value fluctuates on a daily basis.  Rates are constantly changing just like stocks.  Throughout a trading day, rates are changing up and down.

In January of 2009 The Federal Reserve announced that they would buy up $500 billion dollars in Mortgage Backed Securities. 

This would drive mortgages rates down, which it did.  Then in March of 2009 The Fed realized that they will need to keep rates low, much longer, so

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Shore to Shore

Lake Lanier GA and AL Gulf Coast Real Estate News


December, 20, 2009

In this Issue:

The NorthGaLife.com Team World: December activity strong

The GulfShoresLife.com Team World: December activity strong

Special Report: Are you prepared for survival?

Featured Article: Focus on investments you control

Recommended Resources: “Confessions of a Real Estate Mini-Mogul”

The NorthGaLife.com Team world

The NorthGaLife.com Team is seeing more buyer activity.  It seems that the Alabama Gulf Coast vacation market locked up much sooner than the Atlanta metro area and also is coming out of that lockup a little sooner.  More than likely this is the difference in buyer behaviors for primary homes versus vacation / second home buyers.…
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GA Foreclosures and Bank Owned Properties 

The NorthGaLife.com Team (formerly the Laura Allen Team) has totally revinvented its web presence to streamline and expand your searching abilities. We hope that you will drop by and check us out!

There has lately been quite a lot of interest in distressed properties, foreclosures and bank owned properties.

If you seek those type buying opportunities, we have set up two special pages specifically for those property types. Check them out below and let us know if there are any you would like to tour.

You can find foreclosures for Hall, Dawson, Forsyth, Gwinnett, and Jackson Counties including foreclosures in Gainesville, Oakwood, Flowery Branch, Braselton, Buford, Cumming, and Dawsonville, GA.

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Cumberland on Lanier is an exclusive gated lake community on Lanier!

Cumberland on Lanier Homes in Gainesville, GeorgiaThere are only 37 homesite in this small prestigious community. The community is on a calm water cove with big water view. These custom built homes ranges from $600,000 to $3,200,000. Each home is exquisite in design and have all the upgrades that a buyer could want.   The amenities for this charming community includes: swimming pool, tennis courts, gated entrance, gorgeous views, and much more. Lake Lanier has never been more beautiful with levels at full pool.   The surrounding area offer lots of shopping, dining, and activities for the kids. You are a short drive to the city or the beautiful mountains. Come see this remarkable lake community today!  

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Harbour Point Yacht Club in Gainesville, GA is the place to be if you are looking for luxury lake living!

This gated 250 home resort style community was designed to showcase the 3.5 miles of deep water lake shoreline the neighborhood was built along.  Priced from the $400s to over $3 million, Harbour Point has many options for those interested in lakeside living.  Harbour Point hosted the Street of Dreams in 2001, putting this community on the map as a true luxury hotspot.  Street of Dreams is one of the nation's most popular luxury home tours, and featured 6 custom built showcase homes with amazing landscaping, interior design, and architecture.

The shining gem of Harbour Point is the marina and clubhouse.  

The marina has an impressive 252…
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The Chattahoochee Country Club is an exceptional private club steeped in the rich history of Gainesville and North Georgia.

Chattahoochee Country Club in Gainesville, GeorgiaNestled in the foothills of the North Georgia Mountains and bordering the beautiful shores of Lake Sidney Lanier, Chattahoochee Country Club is blessed with a rich history providing a rewarding environment for the enjoyment of its members.  

The Club has an array of amenities to serve member needs, whatever they may be.

They include: Golf, Aquatic Center, Nature Trails, Marina, Tennis, Athletic Center, Playground, Dining, and 45,000 Square foot Clubhouse. The club is and always has been family oriented and offers Day Camps for the children to enjoy.  Located just five minutes north of Gainesville , the club is also only a short…
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Marina Bay is nestled in a secluded deep water cove along the northern shore of Lake Lanier in Gainesville, GA.

This gated resort style community features 399 home sites situated around numerous park areas and beautiful landscaping.  Homes in Marina Bay are priced from $500,000 to $2 million.  Residents of this community truly get the feel that they are on permanent vacation!

As it's name would indicate, Marina Bay has a 280 slip marina with 36 slips for day use by residents or friends.  

The panoramic views from the clubhouse and marina are spectacular and could rival any on Lake Lanier.  The New England style clubhouse is yet another jewel in Marina Bay's crown-- with 14,000 square feet of space for their resident's use, the clubhouse…
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Lake Lanier is the largest lake in Georgia with over 690 miles of shoreline and over 100 small islands.  

open_water_400In 1996, Lake Lanier was host of the Olympic Games rowing competition.  Lake Lanier is world famous for fishing and sailing.  Aqualand Marina is the largest inland marina in the world.  Water skiing and jet skiing are popular activities on the lake.

The U.S. Army Corps of Engineers manages the shoreline of Lake Lanier to preserve and protect the lake’s environment and at the same time provides a balanced use of the lakeshore.  The corps operates 46 parks around the lake for boat launching, picnics, hiking and swimming.

browns_bridge_400Lake Lanier Islands is a 1,200 acre resort with campgrounds, an equestrian center and a breath taking lakeside golf course.  The

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