Jefferson GA

News and information about Real Estate in Jefferson, Georgia!

There are currently 6 blog entries related to this category.

It is a popular misconception that banks are often accepting half of what they are asking. 

This is not the case.  The reality is that banks often list homes at half of their former value.  Banks only accept offers that discounted on select properties that have been on the market for quite some time.    

When foreclosures are listed the properties have been appraised and thoroughly inspected and the banks are quite aware of all repairs needed. 

The prices reflect these factors.  Sometimes for one reason or another a bank will price a property well below market value to move it quickly.  Usually these properties receive multiple offers within a few days of the listing date.  

The art of finding a good deal is in watching the market closely on a

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To understand the effects of mortgage rates, we have to first understand how they work.  Mortgage rates are based off of Mortgage Backed Securities. 

Mortgage Backed Securities (MBS) are basically investments in mortgage loans.  MBS’s represent mortgage bonds and are made up of pools of mortgages.  MBS’s are traded just like stocks and their value fluctuates on a daily basis.  Rates are constantly changing just like stocks.  Throughout a trading day, rates are changing up and down.

In January of 2009 The Federal Reserve announced that they would buy up $500 billion dollars in Mortgage Backed Securities. 

This would drive mortgages rates down, which it did.  Then in March of 2009 The Fed realized that they will need to keep rates low, much longer, so

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Shore to Shore

Lake Lanier GA and AL Gulf Coast Real Estate News


December, 20, 2009

In this Issue:

The NorthGaLife.com Team World: December activity strong

The GulfShoresLife.com Team World: December activity strong

Special Report: Are you prepared for survival?

Featured Article: Focus on investments you control

Recommended Resources: “Confessions of a Real Estate Mini-Mogul”

The NorthGaLife.com Team world

The NorthGaLife.com Team is seeing more buyer activity.  It seems that the Alabama Gulf Coast vacation market locked up much sooner than the Atlanta metro area and also is coming out of that lockup a little sooner.  More than likely this is the difference in buyer behaviors for primary homes versus vacation / second home buyers.…
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GA Foreclosures and Bank Owned Properties 

The NorthGaLife.com Team (formerly the Laura Allen Team) has totally revinvented its web presence to streamline and expand your searching abilities. We hope that you will drop by and check us out!

There has lately been quite a lot of interest in distressed properties, foreclosures and bank owned properties.

If you seek those type buying opportunities, we have set up two special pages specifically for those property types. Check them out below and let us know if there are any you would like to tour.

You can find foreclosures for Hall, Dawson, Forsyth, Gwinnett, and Jackson Counties including foreclosures in Gainesville, Oakwood, Flowery Branch, Braselton, Buford, Cumming, and Dawsonville, GA.

  • Northeast

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Traditions of Braselton is 1,140 acres of tranquil countryside.

Traditions of Braselton in Braselton, GeorgiaThe homesites overlook the golf course, lakes, and ponds. There are also 330 preserved acres of nature trails in the community. The homes in the community have beautiful architectural designs and are all uniquely designed.
  Traditions of Braselton Golf ClubThe master planned community offers some of the best amenities around. They include clubhouse with large flat screen TV for viewing games. large swimming pool with kiddie area and giant slide. It has an 18 hole golf course, fitness complex, 6 tennis courts, kids play area, community drop off for middle school, and lakes for fishing.  This community has all the amenities one could ask for.   The surrounding area is constantly seeing new growth including a new…
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